Rocky outcrops attract fish: Here’s how to fish them

When I see the outcrop in my favorite lake, my thoughts go back to a smallmouth. It was a cold day in the fall. Dark with rain, one of those precursors to winter I doubt many enjoy. The conditions may have been why the whale decided to hang near the surface past noon. What a thrill, until it threw my jig as it came to the surface.
I look for outcrops in other lakes, places where steep banks enter the water, especially where the outside bend of an old creek channel meets the bank. I often find exposed bedrock entering deep water, in the main basin and the larger bays with tributaries.